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NEED A SOLICITOR?
If you would like to have a confidential discussion about your legal query or requirement,s you can contact Dylan Green directly on 0894632554 (mobile) or 0214 708570 (office). Alternatively you can email info@greensolcitors.ie with your query.
Property Conveyancing Experts
Whether to purchase or sell your property is one of the most important decisions you'll ever make. Dylan Green & Associates offer independent guidance and knowledge throughout, whether you are buying a property for the first time or purchasing a property or remortgaging. To guarantee that our clients are guided smoothly through the process, we maintain a constant and effective connection with them. A legal procedure called conveyancing enables the transfer of a property's legal title to a new owner. In other words, the property is given over to another individual, who now owns and controls it.
Our conveyancing services include:
1. We'll produce a contract for sale and the applicable property's legal title.
2. We will review title paperwork, planning permission, and contracts for sale or lease and explain them.
3. We'll distribute title deeds.
4. We will produce a lease and legal title for the property in question.
5. We'll carry out searches.
6. Documents will be submitted to the Land Registry and Registry of Deeds.
7. We will examine them to see if the client’s interests coincide with the transaction.
8. We'll ask for copies of mortgage offers and obtain them.
9. We will stay in contact with your lender throughout the procedure.
10. The lease terms for the property will be agreed upon.For more information on conveyancing, view our guide on conveyancing in Ireland.
Your solicitor will also look after the following:
- Exchange of contracts.
- We are raising and negotiating any title queries with the seller’s solicitor.
- We are drafting closing documentation.
- Title searches.
- You are giving an undertaking to your bank.
- I am ordering your loan cheque for closing.
- We are closing the sale.
- Post-closing matters are stamping and registering title to the property and sending title deeds to your bank.
- You are giving a certificate of title to your bank.
WHAT YOU NEED TO DO
Matters that you, the client, will need to look after include:
- If you are buying a new home, dealing with the builder on property details and extras, and arranging for a qualified surveyor/architect/engineer to make periodic inspections and the snag list.
- If you are buying a second-hand home, have a surveyor/architect a structural survey carried out by a qualified surveyor/architect/engineer before signing any contracts.
- Dealing directly with your bank on non-title matters, including:
- Loan application/negotiation, getting loan approval in writing (which should be obtained before signing contracts).
- You are establishing your identity to open a loan account (under anti-money laundering legislation).
- Property insurance, what value to insure for, what interests should be noted on the policy, and how much it will cost.
- Life assurance/mortgage protection insurance, what it covers, how much it will cost.
- Direct debit mandate.
SEEING YOUR SOLICITOR
When seeing your solicitor, please:
- Phone for an appointment before arriving at the office.
- Bring photographic evidence of your identity, such as your passport or driving licence, and a document with your permanent address, such as an electricity bill or bank statement sent within the last three months. This is needed under anti-money laundering regulations [link].
- Bring with you any documents relating to the purchase, including:
- You state marriage certificate if you are married or your civil partnership registration certificate if you are in a civil partnership.
- Your separation agreement or judicial separation order if you are separated.
We cover any property transaction and are happy to help with all title problems regarding easements and incorporeal hereditaments (complex rights obligations concerning your property)
- Buying and Selling Houses Apartments Land
- Residential
- Commercial
- Industrial
- Agricultural Conveyancing Solicitor Cork
Solicitors Data Capture Conveyancing
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- Name, address, telephone number, mobile phone number, email address.
- Marital/civil status.
- Marriage certificate/civil partnership certificate, if applicable.
- Evidence of PPS number and tax type.
- Whether the property is to be a principal residence/investment property. Conveyancing
Information the solicitor will need from you regarding details of property and purchase:
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- Address of the property
- Purchase price
- Name and contact details of seller
- Name and contact details of seller’s solicitor.
- Name and contact details of auctioneer/estate agent.
- Amount of any booking deposit paid to the auctioneer/estate agent.
- Details of contents included in purchase and/or value of contents.
- Proposed closing date for the purchase.
Before the exchange of contracts for the purchase
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- Give the purchaser a map to arrange to have it checked by an engineer or architect.
- Advise purchaser in relation to contract and title furnished.
- Arrange searches and investigation of planning permission and certificates of compliance (engineer/architect to inspect). Check if the planning covers any extensions.
- Check how seller’s mortgage will be cleared off. Conveyancing
Conveyancing Solicitor
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When you buy a property, the title or ownership will be transferred from the seller to you. The mortgage or loan to help you buy the house will also have to be registered if you are getting a loan. Many other matters will need attention.
Outlays
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Finally, you will be told the amount of outlays that may be payable to third parties during the transaction. If these amounts are not yet known, you will be given the firm’s best estimate.
Conveyancing solicitors near me
Summary of questions for a purchaser
Summary of questions for a purchaser
Summary of questions for a purchaser
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- Contact details - name, email, phone, postal address.
- Type, age, location and other details about the property.
- Loan details, if any.
- Purchaser’s details, including marital/civil status.
- Tax matters.
The quotation for professional fees will not include additional work that might arise from the
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- Contact details - name, email, phone, postal address.
- Type, age, location and other details about the property.
- Loan details, if any.
- Purchaser’s details, including marital/civil status.
- Tax matters.
The quotation for professional fees will not include additional work that might arise from the circumstances of your particular case. Examples would include the following, but there could also be other additional work:
- Planning problems.
- Advices relating to litigation about the purchase.
- Problems with the seller’s ownership, such as mapping difficulties.
- Missing deeds.
- Delay by either side, resulting in additional work.
- Problems arising in the course of the transaction that will require us to negotiate a solution with the other side.
Conveyancing Solicitor
Summary of questions for a purchaser
Summary of questions for a purchaser
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Exchange of contracts between seller and purchaser
- Raise pre-contract inquiries with seller’s solicitor and consider responses.
- Arrange for purchaser to sign contracts.
- Send contracts to seller’s solicitor with the deposit.
- Raise detailed queries on the title. Review the responses. (This proc
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Exchange of contracts between seller and purchaser
- Raise pre-contract inquiries with seller’s solicitor and consider responses.
- Arrange for purchaser to sign contracts.
- Send contracts to seller’s solicitor with the deposit.
- Raise detailed queries on the title. Review the responses. (This process to be repeated until all issues arising are resolved.)
- Send the draft closing documents to the seller’s solicitor for approval.
The Mortgage
Summary of questions for a purchaser
Arrangements for the completion of the sale
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- Complete and arrange the signing of the mortgage documents by the purchaser.
- Complete the family home declarations, confirming marital/civil partnership/cohabitee/single status and arrange for purchaser to swear to the contents.
Arrangements for the completion of the sale
Arrangements for the completion of the sale
Arrangements for the completion of the sale
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- Request the loan funds from the lender, so that they are available for the closing date.
- Prepare the solicitor’s bill.
- Request and receive from the purchaser any balance purchase money needed, in addition to the loan, together with the solicitor’s costs, stamp duty and registration fees.
- Get
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- Request the loan funds from the lender, so that they are available for the closing date.
- Prepare the solicitor’s bill.
- Request and receive from the purchaser any balance purchase money needed, in addition to the loan, together with the solicitor’s costs, stamp duty and registration fees.
- Get proof of payment of property and household taxes.
- Conduct closing searches in the various State registries to ensure the title is still clear
- Set up the arrangement for clearing off the seller’s mortgage.
Closing of the sale
Arrangements for the completion of the sale
Closing of the sale
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- Exchange the purchase money for title deeds, other closing documents and keys.
- Advise the purchaser to insure the property immediately, if this is not being done by the lender.
After completion
Arrangements for the completion of the sale
Closing of the sale
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- File a stamp duty return online and pay the stamp duty to the Revenue Commissioners
- Advise purchaser that stamping has been completed.
- Lodge certificate of stamping, deed and other documents
- Answer any Land Registry queries arising.
- Follow up any professional promises or undertakings
- Wh
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- File a stamp duty return online and pay the stamp duty to the Revenue Commissioners
- Advise purchaser that stamping has been completed.
- Lodge certificate of stamping, deed and other documents
- Answer any Land Registry queries arising.
- Follow up any professional promises or undertakings
- When the registration is completed, obtain a copy folio
- Certify the title
- Reconcile any amounts remaining in the client account and finalise with the purchaser.
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What is Conveyancing
Conveyancing is the term used to describe property transactions and the transfer of legal ownership of immovable property.
At first glance, conveyancing might seem like tedious or complex jargon. It is the process where a conveyancing solicitor or conveyancer ensures that the buyer receives the title deeds of a property after purchase. Put, conveyancing is the paperwork that must be completed when transferring a property from one owner to another. But you don’t have to worry about the specifics of this paperwork. Landlord and Tenants
Sale Agreed & Property Survey
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If the property you are purchasing is secondhand your solicitor should advise you to have completeld structural and planning survey by a qualified architect or engineer. The maxim ‘caveat emptor, i.e. ‘Buyer Beware’, still operates as the law today. Once contracts are signed, the purchaser agrees to take the property as it was at the time of the sale. Therefore, a planning and structural survey are essential if the property you buy is secondhand.
Objections and Requisitions on Title
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These are queries and requests raised in respect of the vendor’s title and other matters relevant to the property being sold.
Land Registry Documents
Land registry documents comprise a property's folio in 3 parts: part 1 gives details of the property and a map reference, part 2 gives the registered owner and class of title part 3 lists the burdens on the title, e.g. mortgages/charges. A transfer deed transfers ownership of land registry property, but the title only passes when the transfer has been registered in Land Registry. Conveyancing Landlord and Tenants Lawyer Cork Kerry
Vendor’s Solicitor
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Check the seller’s title to the property. prepare the contract for sale reply to requisitions on title (see below) draft the Family Law declaration setting out the position re the Family Home Protection Act, 1976 check the place re outgoings for the property and know that they will be discharged prior to closing arrange for closing of the sale find out what mortgage is outstanding on the property to ensure discharge of same once funds are received from the purchaser’s solicitor discharge any undertakings given on closing
Purchaser’s Solicitor
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The purchaser’s solicitor will need to: Read the contract and related documentation, check the title, and any special conditions in the contract.
Advise the purchaser to have a complete structural survey on the property carried out because when buying a second hand property the principle of “caveat emptor” (buyer beware) applies.
Advise on tax such as stamp duty which will be payable and ascertain whether there are any tax reliefs available.
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